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Find CHFA Down Payment Assistance

Is a down payment keeping you from purchasing a home?

Yes No

CHFA Down Payment Assistance Can Help

Up to 4% Assistance

Colordao Homebuyer example: if a home costs $400,000 the CHFA Program and can provide up to 4% assistance which equals $16,000.

First-time Homebuyers

The CHFA Program is available to first-time homebuyers or someone that has not owned a home in the last three years.

All Colorado Homes

Available in Every Colorado County, City, and Zip Codes.

Less Than Perfect Credit

As low as a 620 credit score is required for CHFA Down Payment Assistance.

How it works

first Share a few details
first No Down
first Hi, I’m Chad, your loan officer, How can I help?
first Share a few details
first No Down
first Hi, I’m Chad, your loan officer, How can I help?
1

Choose your best option

It all starts here by choosing the best down payment assistance option that fits your home purchase plan.

2

Compare down payment options

We will provide you an easy to follow estimate with loan program, down payment assistance, interest rate, monthly payment and cash to close.

3

Painless pre-approval*

Once you know your options you will be invited to submit an application to start the pre-approval* process.

Find My Down

*Pre-approval is not a commitment to lend.

Frequently asked questions

Q: How does a home buyer qualify for a down payment assistance program?
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Buyers must have qualifying income, meet at least 620 credit score and occupy as primary residence. Ask your loan officer for additional qualifications.

Q: How much do I get with down payment assistance?
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Your down payment assistance depends on which program you qualify for and which program fit you best. Down payment assistance programs have income limits, but do not worry we can review all loan program options with you.

Q: Do you offer a FHA Loan with down payment assistance?
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Yes, FHA is an excellent choice. We also offer Conventional, VA, and USDA fixed mortgages. Each loan program have different guidelines.

Q: Can down payment assistance really help me buy a home?
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Yes, we help home buyers every day to cover down payment and closing costs. Achieve your goal to purchase a home.

Q: Do I have to pay back down payment assistance?
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The DPA Second Mortgage provided through State and National DPA Programs have a repayment requirement. The Deferred DPA Second Loan has a 30-year term and a zero percent note rate. It accrues no interest, has no monthly payments, but is due and payable upon sale, refinance or payoff of the First Mortgage. Any DPA provided as a Gift, does not have to be repaid.

Q: What is the first step to take advantage of down payment assistance programs?
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Start with “START HERE” answer the questions, connect with our down payment assistance specialist and have your options emailed to you.

Get started in minutes

Speed matters. Which is why you can get information today. Without affecting your credit score.

START HERE

Won’t affect your credit score.

(855) 692-0102 - Whitefish Stage, Kalispell, Montana 59901 - Equal Housing Lender Corp NMLS #2550 Alaska (AK2550), Arizona (0907705), California (4130981), Colorado (2550), District of Columbia (MLB2550), Hawaii (HI-2550), Idaho (MBL-437), Maryland (23418), Minnesota (MN-MO-2550), Montana (2550), Nevada (2342), New Mexico (250489), North Carolina (185883), North Dakota (MB101542), Oregon (ML-832), South Dakota (ML.05197), Texas (2550), Utah (7956014), Virginia (MC-6860), Washington (CL-2550), Wisconsin (2550BA), Wyoming (1004). Licensed by the Department of Business Oversight under the California Residential Mortgage Lending Act. Texas Complaint and Recovery Fund Notice Mann Mortgage, LLC is not endorsed by, nor acting on behalf of or at the direction of, the U.S. Department of Housing and Urban Development, Federal Housing Administration, the Veterans Administration, the U.S. Department of Agriculture or the Federal Government. All programs are subject to credit and income qualification. This is not a guarantee of financing or a firm offer of credit. Interest rates are not guaranteed and subject to change or become unavailable at time of commitment or closing. 1220 Whitefish Stage, Kalispell, MT 59901