We provide 100% financing to help you buy your next dream home. This program truly helps those who have not been able to save a large down payment.
In addition to 100% financing, we can also include up to 1.5% of the purchase price for closing cost assistance.
Homebuyers do not have to be a first-time home buyer to qualify. We offer both low and no down payment programs to firefighters.
Available to current and former firefighters, paramedics, EMS personnel, EMTs, volunteers, and family members.
It all starts here by choosing the best option that fits your home purchase plan.
We will provide you an easy to follow estimate with loan program, closing cost assistance, interest rate, monthly payment and cash to close.
Once you know your options you will be invited to submit an application to start the pre-approval* process.
*Pre-approval is not a commitment to lend.
Buyers must have qualifying income, meet at least 640 credit score and occupy as primary residence. Ask our loan officer for additional qualifications.
We can provide you with up to 1.5% assistance to pay for closing costs. For example, 1.5% of a $300,000 purchase price would give you $4,500 for closing costs. Additionally, the seller can contribute up to 3% towards closing costs as well.
The Firefighter First Program does not have income limits, even if you have additional income, such as a second job or spousal income.
We currently offer an FHA loan as part of our Firefighter First Home Buying Program. FHA loan limits apply by county.
Depending on your scenario, the best rate is typically determined by a higher credit score and a larger down payment. We can provide you with options and let you determine which is best for you.
Start with “START HERE” answer the questions, connect with our seniot loan officer and we will create your options.
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