Homebuyers with less then credit scores can use FHA loan options. Home loans start with low Convetional 3% and FHA 3.5% down payment.
Homebuyers do not have to be a first-time home buyer to qualify. There are low down payment programs available to all homebuyers.
Custom alerts to get real time updates on homes as they become available. The best homes sell fast.
Down Payment Assistance Programs may provide a no down payment option to help you buy your next dream home.
It all starts here by choosing the best down payment assistance option that fits your home purchase plan.
We will provide you an easy to follow estimate with loan program, down payment assistance, interest rate, monthly payment and cash to close.
Once you know your options you will be invited to submit an application to start the pre-approval* process.
*Pre-approval is not a commitment to lend.
Buyers must have qualifying income, meet at least 640 credit score and occupy as primary residence. Ask your loan officer for additional qualifications.
Your down payment assistance depends on which program you qualify for and which program fit you best. Down payment assistance programs have income limits, but do not worry we can review all loan program options with you.
Yes, FHA is an excellent choice. We also offer Conventional, VA, and USDA fixed mortgages. Each loan program have different guidelines.
Yes, we help home buyers every day to cover down payment and closing costs. Achieve your goal to purchase a home.
The DPA Second Mortgage provided through the Arizona IDA HOME Plus Home Loan Program has a repayment requirement. The Deferred DPA Second Loan has a 30-year term and a zero percent note rate. It accrues no interest, has no monthly payments, but is due and payable upon sale, refinance or payoff of the First Mortgage. Any DPA provided as a Gift, does not have to be repaid.
Start with “START HERE” answer the questions, connect with our down payment assistance specialist and have your options emailed to you.
Speed matters. Which is why you can get information today. Without affecting your credit score.
Start HereWon’t affect your credit score.