We remove high commissioned loan officers and cut out middlemen. We handle the entire refinance process at a branch level, resulting in significantly lower interest rates.
If you need a quick refinance, we’ve got you covered. The fastest a homeowner can close a loan under our current mortgage regulations is 11 days. With our team, you can act swiftly and speed up the refinancing process.
Need cash now? Pay for home improvements, debt consolidation and more. Tap into your home’s equity for cash to use as you see fit. Tailor your cash-out amount to meet your specific financial needs and goals.
Homeowners get to pick the interest rate they want when they refinance. We only move forward when rates drop to a level you choose and is the most beneficial for you.
It all starts here by choosing the interest rate that best option that fits your refinance plan.
We will provide you an easy to follow estimate with loan program, interest rate, monthly payment and cash-out you qualify for.
Once you know your options you will be invited to download our mobile app and start the FHA Cash-Out Refinance.
*Pre-approval is not a commitment to lend.
In most cases you do need to have your house appraised in order to complete a cash-out refinance. Consult our Mortgage Loan Officer to find out if an appraisal is necessary before you start the refinancing process.
Taking cash out, but you may want to consider refinancing if you are interested in paying off high-interest-rate debt, shortening the length of your repayment term for your mortgage or lowering your monthly mortgage payment.
Different refinance options have varying requirements for qualification. For instance, lenders may demand a minimum credit score of 580 for some loans and 620 or higher for conventional loans. FHA Cash-out refinancing requires equity in your home. Various factors can impact your eligibility with a specific lender.
Every situation is different. It depends on what your current interest is and what your motivation is for refinancing. If your current rate is higher than what is available in the market, it probably makes sense to refinance.
Cash-out refinancing can be a great option for those with significant expenses such as home renovations or college tuition, as it typically allows you to access a larger borrowing amount compared to personal loans or credit cards. It is also advantageous for debt consolidation purposes.
Start with “FHA CASH-OUT” answer the questions, connect with our refinance specialist and have your options emailed to you.
Speed matters. Which is why you can get information today. Without affecting your credit score.
FHA CASH-OUTWon’t affect your credit score.